When creating a transaction, the seller selects the payment methods available to the buyer. If direct payment is selected, the buyer can pay the full transaction amount upfront without installments.
How to make a direct payment
- Open the transaction link shared by the seller.
- Review the transaction details and make sure they match what you agreed with the seller.
- Tap Pay Now.
- Add your delivery address.
- Choose a payment method: Mada or credit card, bank transfer, Apple Pay, or STC Pay.
- Confirm the payment.
Direct payment fees
- A 4% fee applies to the transaction amount.
- The applicable fee is calculated when you select this payment method, and the total amount is shown before you confirm the payment.
- Once the payment is confirmed, the full amount is held in Waffy’s escrow account and is not released to the seller until you confirm that you have received the product.